Long-Term Disability (LTD) Plans And SSDI

If you are receiving benefits under an employer or individual long-term disability (LTD) plan, your insurance carrier is likely to require you to file for Social Security Disability Insurance (SSDI). While you can apply for Social Security Disability benefits on your own, the process can be long and frustrating.

At Dale Buchanan & Associates, our lawyers have extensive experience with the Social Security Disability claims process, including filing appeals if your claim is denied. We offer a free initial consultation to answer your questions about applying for Social Security Disability Insurance (SSDI).

Coordinating SSDI And LTD Benefits

Most LTD plans allow insurance companies to reduce their payments by the amount that you receive from Social Security. As a result, many LTD insurance companies require you to apply for SSDI in order to continue receiving benefits. The process can be long and complex, and many people turn to an attorney after their initial claims are denied.

Once you begin receiving SSDI benefits, your LTD insurance carrier is likely to expect repayment from any lump-sum SSDI benefit you may receive. Our lawyers can review your policy and ensure that you can keep the maximum amount to which you are entitled.

Free Consultations For Clients Nationwide

We have offices in Chattanooga, Knoxville, Nashville, Jackson and Manchester, Tennessee. We also maintain an office in Florence, Alabama, and a satellite office in Rome, Georgia. We serve clients throughout the United States.

To schedule your free consultation with a Social Security Disability lawyer at our firm, call 800-945-4950 or contact us by email.